I’ve been involved in the stock market since the early 2000s. I personally lived through the Dot-Com Crash and the 2008 Financial Crisis. I still remember sitting in an Anatomy lecture at LECOM, watching the market collapse in real time 📉. I called my mother and told her to contact her advisor to see what should be done — and like most advisors, he did nothing.

Those two market crashes profoundly shaped how I invest today.

In 2014, I decided to take a fresh look at stock market investing. I immersed myself in it. I read every book I could get my hands on and tested every investing philosophy. I spent thousands of hours on Yahoo Finance studying funds, charts, and performance data 📊.

My first major discovery — and the one that changed everything — came when my mother showed me the portfolio her advisor had created for her. It was horrific. The advisor had her almost entirely in actively-managed mutual funds, loaded with embedded fees. Nearly every holding underperformed simple low-cost index funds.

Then the truth clicked:

Most advisors do nothing more than place clients into funds and charge 1%–1.5% per year for the privilege. That one fee alone causes the average investor to retire with 28% less money over 25 years. And if the advisor uses actively managed mutual funds, the compounding effect of those fees can cause retirees to end up with about half of what they could have had.

The tragedy is that most people never realize this is happening. Their portfolio rises and they assume their advisor is doing a great job — when in reality, the market is doing the work while the advisor quietly extracts enormous fees along the way.

The financial advisor industry was built to profit off your money — whether the market goes up, down, or sideways, they get paid.

The truth I discovered is this:

Successful stock market investing takes very little time — and anyone can do it with the right guidance.

It has become my mission to free people’s hard-earned money from unnecessary fees, so they can compound their wealth faster and retire far more comfortably 💡.

I would be honored to guide you on this journey.

Warm Regards,
Brandon Bitar